# Real Estate > US real estate transaction compliance: HUD fair housing and settlement regulations, CFPB rules under RESPA and TILA governing mortgage disclosure and closing, state real estate commission licensing requirements, and Fannie Mae/Freddie Mac seller and servicing guides — grounded exclusively in HUD.gov, CFPB regulatory text, state real estate commission rules, and the published Fannie Mae/Freddie Mac guides. License: CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/) · Source: MIND (m-i-n-d.ai) Hub: https://www.m-i-n-d.ai/minds/real-estate