---
title: "Credit Reporting"
canonical: https://www.m-i-n-d.ai/minds/credit-reporting
jurisdiction: "US Federal"
last_verified: 2026-08-25
license: CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/
attribution: "Source: MIND (m-i-n-d.ai)"
---

# Credit Reporting

> US credit reporting compliance for consumers, furnishers, and credit reporting agencies: the Fair Credit Reporting Act (FCRA, 15 USC 1681) and CFPB supervisory guidance and examination manuals — grounded exclusively in consumerfinance.gov and the eCFR.