Mortgage AI: the first reply wins the loan
In mortgage lending, the borrower often goes with whoever answers first and keeps them informed. AI agents do both, all day, without letting a file sit.
Astra AI builds that team for loan officers, brokers and lenders, on the AI you already use, and runs it every month.
$2,500 a month · AI running costs billed at cost · cancel any time
What mortgage AI does
It replies to new leads in minutes, starts applications, chases documents and conditions, sends milestone updates to borrowers and agents, watches lock deadlines, and alerts past clients when rates move.
Compliance built in
Rates, quotes and disclosures stay with licensed staff. A compliance agent checks quotes and ads before they go out.
Done for you
$2,500 a month, AI billed at cost, cancel any time.
The agents that do this work
- Speed-to-Lead AgentReplies to every web and portal lead in minutes by text or email and asks the first two or three plain questions.You approve: You approve the reply template once. No rate or payment goes in the first reply.
- Document Chase AgentAsks borrowers for missing items by text, email and portal, and stops when they arrive.You approve: Your processor takes over after three tries.
- Status Update AgentSends borrower and realtor plain status notes at each milestone.You approve: You approve the note templates. No note implies approval before underwriting.
- Lock and Deadline Watch AgentTracks rate lock expiry, appraisal dates, contract dates and closing dates, and warns the team early.You approve: You or your processor decide any extension.
- Rate-Watch Refinance Trigger AgentFlags past borrowers for whom your own current rate sheet could make a call worthwhile, and drafts a note.You approve: You review each flag and approve the message. The agent does not quote.
- Quote and Ad Compliance AgentChecks any draft that names a rate, payment, term or down payment against the approved rate sheet and the advertising trigger-term rules before a human sees it.You approve: You or your compliance lead release it. Nothing with credit terms sends without release.
See all 19 agents on the mortgage lenders and brokers team →
Questions
How is AI used in mortgage lending?
For fast lead response, document collection, condition tracking, borrower updates, deadline watching and past-client outreach.
Does AI quote rates?
No. Rates, quotes and disclosures come from licensed staff. The agents route those questions to them.
Do we have to change our loan system?
No. It works with the system you already use; connection depth is scoped on the first call.
Get your AI team
Astra AI designs, installs and runs a done-for-you AI team for mortgage lenders and brokers, on the AI you already use. It starts with a 30-minute call to map your office.